NOC 63100 保险代理人和经纪人 | Insurance agents and brokers
加拿大 NOC 63100 保险代理人和经纪人（Insurance agents and brokers）属于TEER 3 级的短期培训职业，负责销售寿险、汽车险、财产险、健康险及其他类型的保险给个人、企业和公共机构。保险代理人受雇于个人保险公司或作为特定保险公司的独立代表。保险经纪人受雇于经纪公司，或可能合伙或独资经营。保险代理人主管也包括在本单元组中。
| NOC | NOC 2021 最新版本 |
|---|---|
 职业名称 |
保险代理人和经纪人 Insurance agents and brokers |
 NOC 代码 |
63100 |
 TEER 等级 |
3 |
 职业分类 |
销售和服务职业（6）- 销售职业（63）- 销售职业（6310） |
职业概述 | Occupational Overview
保险代理人和经纪人（Insurance agents and brokers）销售寿险（life）、汽车险（automobile）、财产险（property）、健康险（health）及其他类型的保险给个人、企业和公共机构。保险代理人（Insurance agents）受雇于个人保险公司或作为特定保险公司的独立代表。保险经纪人（Insurance brokers）受雇于经纪公司（brokerage firms），或可能合伙或独资经营。保险代理人主管（Supervisors of insurance agents）也包括在本单元组中。
示例职位（4个）| Example Titles (4 titles)
- 保险代理人 | Insurance agent
- 保险经纪人 | Insurance broker
- 保险销售代表 | Insurance sales representative
- 保险销售主管 | Insurance sales supervisor
主要职责 | Main Duties
向客户销售寿险（life）、汽车险（automobile）、财产险（property）、健康险（health）及其他类型的保险给个人、企业和公共机构。- 确定客户的保险范围（insurance coverage），计算保费（premiums）并确定付款方式（methods of payment）。
- 提供关于团体和个人保险套餐（group and individual insurance packages）、风险覆盖范围（risk coverage）、已支付福利（benefits paid）及其他保单特征（policy features）的信息。
- 确保完成适当的表格（forms）、体检（medical examinations）及其他保单要求（policy requirements）。
- 监控保险索赔（insurance claims）并回应客户的询问（clients’ inquiries）。
- 识别并招揽潜在客户（prospective clients）。
从业要求 | Employment Requirements
- 需要获得就业省份或地区保险管理机构（insurance governing body）的许可（licensure）。
- 提供在职培训（on-the-job training）和保险行业课程及培训项目，并且是就业所必需的。
- 通常需要完成中学教育（secondary school）。
附加信息 | Additional Information
- 通过加拿大保险和金融顾问协会（Canadian Association of Insurance and Financial Advisors）的教育课程，可以获得保险和金融顾问的各种专业资格（professional designations）。
- 通过加拿大保险学院（Insurance Institute of Canada）或其省级对应机构的教育项目，代理人可以获得加拿大保险学院准会员（A.I.I.C.）或加拿大保险学院院士（F.I.I.C.）的专业认可。
- 通过经验，可以晋升到保险管理职位。
排除职业 | Exclusions
- 保险经理 (in 10020 保险、房地产和金融经纪经理 | Insurance, real estate and financial brokerage managers)
- 保险承保人 (12202) | Insurance underwriters (12202)
- 主管，财务和保险办公室工作人员 (12011) | Supervisors, finance and insurance office workers (12011)
所有职位（18个）| All Titles (18 titles)
- 汽车保险代理人 | Automobile insurance agent
- 汽车保险销售员 | Automobile insurance salesman/woman
- 区域主管 - 保险办公室 | District supervisor - insurance office
- 外勤代理人 - 保险 | Field agent - insurance
- 火灾保险代理人 | Fire insurance agent
- 火灾保险销售员 | Fire insurance salesman/woman
- 综合保险代表 | General insurance representative
- 团体保险代表 | Group insurance representative
- 保险代理人 | Insurance agent
- 保险代理人主管 | Insurance agent supervisor
- 保险经纪人 | Insurance broker
- 保险销售代理人 | Insurance sales agent
- 保险销售代表 | Insurance sales representative
- 保险销售主管 | Insurance sales supervisor
- 保险销售员 | Insurance salesman/woman
- 寿险代理人 | Life insurance agent
- 寿险代表 | Life insurance representative
- 寿险销售员 | Life insurance salesman/woman
Canada National Occupational Classification (NOC)
Code: 63100
Title: Insurance agents and brokers
Type: Unit Group
Level: 5
Occupational Overview
Insurance agents and brokers sell life, automobile, property, health and other types of insurance to individuals, businesses and public institutions. Insurance agents are employed by individual insurance companies or are independent representatives of specific insurance companies. Insurance brokers are employed by brokerage firms, or may work in partnerships or hold sole proprietorship. Supervisors of insurance agents are included in this unit group.
Example Titles (4 titles)
- Insurance agent
- Insurance broker
- Insurance sales representative
- Insurance sales supervisor
Main Duties
- Sell life, automobile, property, health and other types of insurance to individuals, businesses and public institutions.
- Determine clients’ insurance coverage, calculate premiums and establish methods of payment.
- Provide information concerning group and individual insurance packages, risk coverage, benefits paid and other policy features.
- Ensure that appropriate forms, medical examinations and other policy requirements are completed.
- Monitor insurance claims and respond to clients’ inquiries.
- Identify and solicit prospective clients.
Employment Requirements
- Licensure by the insurance governing body in the province or territory of employment is required.
- On-the-job training and insurance industry courses and training programs are provided and are required for employment.
- Completion of secondary school is usually required.
Additional Information
- Various professional designations for insurance and financial advisors are available through the Canadian Association of Insurance and Financial Advisors’ educational programs.
- Agents can obtain professional accreditation as an Associate of the Insurance Institute of Canada (A.I.I.C.) or a Fellow of the Insurance Institute of Canada (F.I.I.C.) through the Insurance Institute of Canada or its provincial counterparts’ educational programs.
- Progression to managerial positions in insurance is possible with experience.
Exclusions
- Insurance manager (in 10020 Insurance, real estate and financial brokerage managers)
- Insurance underwriters (12202)
- Supervisors, finance and insurance office workers (12011)
Occupational Classification Breakdown
| Classification Level | Category |
|---|---|
| Broad occupational category | 6 – Sales and service occupations |
| TEER | 3 – Occupations usually require a college diploma or apprenticeship training of less than two years; or more than six months of on-the-job training |
| Major group | 63 – Occupations in sales and services |
| Sub-major group | 631 – Sales occupations |
| Minor group | 6310 – Sales occupations |
| Version | NOC 2021 Version 1.0 |