63102 金融销售代表 Financial sales representatives-FLYabroad NOC
飞出国 NOC2021：63102 金融销售代表向个人和企业销售基本存款、投资和贷款产品和服务。他们在银行、信用合作社、信托公司和类似的金融机构工作。Financial sales representatives sell basic deposit, investment and loan products and services to individuals and businesses. They work in banks, credit unions, trust companies and similar financial institutions.
63102 金融销售代表示例职业名称 - 飞出国 Example titles-FLYabroad NOC
- 信贷员 / Credit officer
- 金融服务专员 / Financial services officer
- 金融服务代表 / Financial services representative
- 信贷员 / Loan officer
- 抵押官 / Mortgage officer
- 销售助理 - 个人银行业务 / Sales associate - personal banking
63102 包含 Inclusions
- 债务顾问 / Debt counsellor
63102 金融销售代表主要职责 Main duties-FLYabroad NOC
63102 该小组执行以下部分或全部职责 This group performs some or all of the following duties:
- 开设新的个人和非个人账户，并提供自动银行机、电话银行和网上银行服务 / Open new personal and non-personal accounts, and provide access to automated banking machine, telephone banking and online banking services
- 面试个人贷款、抵押贷款、学生贷款和商业贷款的申请人 / Interview applicants for personal, mortgage, student and business loans
- 促进存款、投资、信贷和贷款产品和服务的销售 / Promote the sale of deposit, investment, credit and loan products and services
- 通过提出解决方案来协助客户解决财务目标，例如业务扩张、债务管理、投资和其他财务目标 / Assist clients by proposing solutions to address financial objectives such as business expansion, debt management, investment and other financial goals
- 研究和评估贷款申请人的财务状况、参考资料、信用和偿还贷款的能力 / Research and evaluate loan applicant’s financial status, references, credit and ability to repay the loan
- 完整的信用和贷款文件 / Complete credit and loan documentation
- 向分行或信贷经理提交信贷和贷款申请，并提出批准或拒绝的建议；或在授权范围内批准或拒绝申请，确保机构的信用标准得到尊重 / Submit credit and loan applications to branch or credit manager with recommendations for approval or rejection; or approve or reject applications within authorized limits ensuring that credit standards of the institution are respected
- 准备关于拖欠账款的报表，并为收款人行动转发不可调和的账目 / Prepare statements on delinquent accounts and forward irreconcilable accounts for collector action
- 审查和更新信贷和贷款文件 / Review and update credit and loan files
- 担任现金和证券的联合保管人 / Act as joint custodian for cash and securities.
63102 金融销售代表就业要求 Employment requirements-FLYabroad NOC
- 通常需要在就业省或地区的证券监管机构注册 / Registration with the securities regulatory authority in the province or territory of employment is usually required.
- 销售受监管金融产品和投资的金融服务人员必须获得相应管理机构的许可 / Financial services officers who sell regulated financial products and investments are required to be licensed by the appropriate governing body.
- 通常需要完成六个月到十二个月的贷款或信贷培训计划 / Completion of a loan or credit training program, ranging from six to twelve months, is usually required.
- 各种培训计划和课程由加拿大银行家协会提供，雇主可能会要求 / Various training programs and courses are offered by the Institute of Canadian Bankers and may be required by employers.
- 通常需要完成中学和广泛的一般银行业务经验 / Completion of secondary school and extensive general banking experience is usually required.
- 可能需要与商业或经济学相关的学士学位或大学文凭 / A bachelor’s degree or college diploma related to commerce or economics may be required.
- 通常需要共同基金许可证 / A mutual funds licence is usually required.
63102 附加信息 Additional information
- 根据经验可以晋升到信贷和贷款管理职位 / Progression to credit and loan management positions is possible with experience.
- 随着经验的积累，可以晋升到更高级别的财务规划和财富管理 / Progression to higher levels of financial planning and wealth management is possible with experience.
63102 排除 Exclusions
- Loan and Credit manager - 银行或信托公司（10021 Banking, credit and other investment manager） / Loan and credit manager - banking or trust company (in 10021 Banking, credit and other investment managers)
- 其他财务人员 (11109) / Other financial officers (11109)
- 银行、保险和其他财务文员（14201） / Banking, insurance and other financial clerks (14201)
- 客户服务代表-金融机构（64400） / Customer services representatives - financial institutions (64400)
63102 金融销售代表职业名称 - 飞出国 All titles-FLYabroad NOC
- 银行账户主任 / Banking accounts officer
- 商业银行账户主任 / Commercial banking accounts officer
- 消费者信贷员 / Consumer credit officer
- 消费贷款专员 / Consumer loans officer
- 信用分析师 / Credit analyst
- 信用调查员 / Credit investigation officer
- 信用调查员 / Credit investigator
- 信贷员 / Credit officer
- 债务顾问 / Debt counsellor
- 财务销售和服务人员 / Financial sales and service officer
- 财务销售及服务主管 / Financial sales and service supervisor
- 金融服务专员 / Financial services officer
- 金融服务代表 / Financial services representative
- 大客户专员 / Key accounts specialist
- 贷款服务主任 / Lending services officer
- 贷款服务实习生 / Lending services trainee
- 贷款检查员 / Loan inspector
- 信贷员 / Loan officer
- 贷款顾问 / Loans adviser
- 贷款代理 / Loans agent
- 贷款分析师 / Loans analyst
- 贷款顾问 / Loans counsellor
- 贷款主管 / Loans supervisor
- 商户服务专家 - 金融 / Merchant services specialist - financial
- 抵押顾问 / Mortgage consultant
- 抵押贷款顾问 / Mortgage loans consultant
- 抵押贷款专员 / Mortgage loans officer
- 抵押官 / Mortgage officer
- 私人银行家 / Personal banker
- 个人银行账户主任 / Personal banking accounts officer
- 个人银行代表 / Personal banking representative
- 个人金融服务助理 / Personal financial services associate
- 个人金融服务官 / Personal financial services officer
- 个人贷款专员 / Personal loans officer
- 销售助理 - 个人银行业务 / Sales associate - personal banking
- 销售人员 - 财务 / Sales officer - financial
- 高级信贷员 / Senior loans officer
- 学生贷款主任 / Student loans officer