飞出国：澳洲491签证已经实施一月有余，但是很多申请人都还在观望，其中大部分申请人比较纠结的是491转永居191签证时的收入门槛要求。
details eligibility criteria for the Subclass 191 visa, including that the primary applicant must:
hold a regional provisional visa when they apply for the Subclass 191 visa, and have held that visa for at least three years;
have earned a minimum income for at least three years as the holder of a regional provisional visa; and
have complied with the conditions of the regional provisional visa.
按照规定，持有491签证需要在偏远地区居住和工作三年，每年的年收入需要达到53900澳币，才可以满足申请191转永居的要求。对于这一收入要求，很多申请人都会心生疑问，一方面觉得门槛太高，另一方面taxable income具体包括哪些，由此，对未来是否能转PR也多了一份担忧。
· the annual market salary rate for the occupation, excluding non-monetary benefits (such as accommodation) must equal or exceed the temporary skilled migration income threshold (TSMIT) as specified in a legislative instrument made for the purposes of paragraph 2.72(15)(d) (currently $53,900) (paragraph 2.72C(15)(d))
而根据最新消息，已经明确了taxble income中的assessable income可以来自于工资/薪水，津贴allowance，银行利息，股利dividend，房租收入，投资收入等等。因此，如果491签证持有人想要在申请永居时满足收入门槛要求，除了工资收入外，还可以将银行利息，房租收入，其他投资收入这些算进来。
As the new temporary skilled regional visa subclasses begin to be approved, members are reminded that the three year threshold income for these visa holders to move to the Subclass 191 Permant Residence Skilled Regional visa is currently a taxable income of $53,900.
For Reg 191.214(2) taxable income has the sme meaning as in the Income Tax Assessment Act 1936: taxable income = assessable income - allowable deductions
Assessable income is income that can be taxed, provided you earn enough to exceed your tax-free threshold eg salary and wages, allowances for things like car, travel, clothing and laundry, interest from bank accounts, dividends and other income from investments and rent.
Mermber should ensure their clients understand that business deductions may affect their ability to meet the eventual requirements for a SC 191 visa and that it may be advisable to consult an accountant on this matter.
