Develops and implements financial plans for individuals or organisations, and advises on investment strategies and their taxation implications, securities, insurance, pension plans and real estate. Registration or licensing may be required.
Previously referred to in ASCO as:
3213-11 Financial Investment Adviser
移民澳洲时, 222311 金融投资顾问 Financial Investment Adviser 属于 VETASSESS Group B 类职业,需要本科或更高级学位(Qualification/s assessed at Australian Bachelor degree or Australian higher degree level),如果取得学位的专业与提名职业相关需要近五年内最少有一年毕业后相关工作经验。如果学位专业不是高度相关,但有相关专业专业的专科,高级专科,副学士或研究生学历,需要近五年内至少二年本科毕业后相关工作经验。如果学位专业不是高度相关且没有其他相关专业学历,则需要近五年内至少三年毕业后相关工作经验。职业评估不需要雅思,评估函永久有效。本科毕业前的工作经验符合条件的也可以算作有效工作经验。
Financial planners develop and implement financial plans for individuals
covering all areas of finance, including taxation, retirement, superannuation,
insurance and estate planning.
How much can I expect to earn?
Full-time employed Financial Planner earn an average of $1695 per week. The
[average annual salary for this job is $88140 excluding super.]
Personal requirements
good communication skills
able to work under pressure
aptitude for research
good with numbers
analytical and planning skills
interested in the financial market.
This job also involves:
Good vision for detail
These jobs require you to be able to see clearly to examine items close-up. It
covers jobs where poor vision e.g. tunnel vision, could make the work place
unsafe or the job difficult to undertake, e.g. draftsperson working with
detailed drawings; checkout operator reading dockets; work requiring good
hand-eye co-ordination for working with precision or semi-precision tools.
Mainly indoor work
Workers performing these jobs would usually be expected to spend more than
three-quarters of their day indoors, in an office, factory or other enclosed
area protected from the weather.
Reading or writing
These jobs require moderate or better reading and writing skills. Workers may
be expected to prepare, understand or act on written materials, such as
letters or reports. People may wish to avoid these jobs if their reading or
writing English skills are limited to a small range of words or phrases and
symbols. Jobs remaining may still require very basic reading or writing
skills.
This occupation offers jobs at the following skill levels:
Para Professional Jobs
Jobs in this group usually require completion of secondary education and/or
completion of some further study of a vocational nature, such as a Diploma or
an Advanced Diploma.
Professional Jobs
Jobs in this group usually require completion of a recognised Bachelor Degree,
or extensive relevant experience. Some jobs also require post-graduate study,
such as a Graduate Certificate, Graduate Diploma or Master Degree.
Study requirements
At school, you can study these subject(s) to get a good foundation for this
occupation:
Economics
School subjects that include some aspect of ECONOMICS provide a useful
background to these jobs. In some cases an economics-related subject is a pre-
requisite for entry to courses that provide the training for the job.
Mathematics
School subjects that include some aspect of MATHEMATICS provide a useful
background to these jobs. In some cases a mathematics-related subject is a
pre-requisite for entry to courses that provide the training for the job.
Duties and tasks of a Financial Planner
Financial planners may perform the following tasks:
interview clients to determine their financial status and objectives, discussing financial options and developing financial plans and investment strategies
monitor investment performance, and review and revise investment plans based on changes in the market
arrange to buy and sell stocks and bonds for clients
advise on investment strategies, sources of funds and distribution of earnings
set financial objectives, and develop and implement strategies to achieve them
assist clients in meeting superannuation compliance requirements
direct the collection of financial, accounting and investment information and the preparation of budgets, reports, forecasts and statutory returns.
Specialisations
Stockbroker
A stockbroker buys and sells stocks and bonds on behalf of clients.